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Giving through Life Insurance Policies    

    Giving through life insurance can allow you to make a gift of assets you no longer need to assure the economic security of your spouse or other loved ones. If you believe you will owe less in estate taxes or if you have policies that have otherwise ?outlived? their original purposes, consider letting them do ?double duty? by using their cash value to immediately fund a gift. Or you may name Kettering University to receive all or a portion of policy proceeds at death Income and estate tax benefits may result from such gifts.

    As another component of your plans, it may be wise to use tax savings from your charitable gifts to purchase a new life insurance policy designed to ?replace? for loved ones the assets designated for charitable use.